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This book, unique in its composition, reviews the academic empirical literature on how CDSs actually work in practice, including during distressed times of market crises. It also discusses the mechanics of single-name and index CDSs, the theoretical costs and benefits of CDSs, as well as comprehensively summarizes the empirical evidence on important aspects of these instruments of risk transfer. Full-time academics, researchers at financial institutions, and students will benefit from the dispassionate and comprehensive summary of the academic literature; they can read this book instead of identifying, collecting, and reading the hundreds of academic articles on the important subject of credit risk transfer using derivatives and benefit from the synthesis of the literature provided.

This book, unique in its composition, reviews the academic empirical literature on how CDSs actually work in practice, including during distressed times of market crises. It also discusses the mechanics of single-name and index CDSs, the theoretical costs and benefits of CDSs, as well as comprehensively summarizes the empirical evidence on important aspects of these instruments of risk transfer. Full-time academics, researchers at financial institutions, and students will benefit from the dispassionate and comprehensive summary of the academic literature; they can read this book instead of identifying, collecting, and reading the hundreds of academic articles on the important subject of credit risk transfer using derivatives and benefit from the synthesis of the literature provided.

Moral hazard―the tendency to change behavior when the cost of that behavior will be borne by others―is a particularly tricky question when considering health care. Kenneth J. Arrow's seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein―recognized as one of the world's foremost experts on the topic―here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow.

Easy-to-understand methods for calculating how much insurance is needed and how much it will cost.

Moral hazard―the tendency to change behavior when the cost of that behavior will be borne by others―is a particularly tricky question when considering health care. Kenneth J. Arrow's seminal 1963 paper on this topic (included in this volume) was one of the first to explore the implication of moral hazard for health care, and Amy Finkelstein―recognized as one of the world's foremost experts on the topic―here examines this issue in the context of contemporary American health care policy. Drawing on research from both the original RAND Health Insurance Experiment and her own research, including a 2008 Health Insurance Experiment in Oregon, Finkelstein presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this. The volume also features commentaries and insights from other renowned economists, including an introduction by Joseph P. Newhouse that provides context for the discussion, a commentary from Jonathan Gruber that considers provider-side moral hazard, and reflections from Joseph E. Stiglitz and Kenneth J. Arrow.

This is the biography of George J. Mecherle, an Illinois farmer who conceived of a plan to bring low-cost honest auto insurance to the farming people of his home state. It tells of his struggle to get the business established and the growth of his venture.

The law touches an individual’s wallet, home, job, and many personal relationships. Yet most people are not aware of all their legal rights and responsibilities. Know Your Legal Rights guides readers over hundreds of common legal hurdles, from auto insurance to zoning regulations. Leaving no stone unturned, this book applies information about civil law and the American judicial system to questions of marriage and divorce, live-in rights, hired contractors, medical dilemmas, estate planning, pensions, and more. Even civil liberties issues such as job discrimination and household searches are treated in detail. Updated to reflect current laws, including a summary of the new bankruptcy law, the third edition of this practical reference is written in layman’s language, not legal jargon. It helps readers recognize when they have a legal problem and decide if and how they can resolve it on their own. And if a problem does require a lawyer, the book shows exactly how to find qualified legal counsel. An invaluable addition to the home or small business reference library.

Consultative Brokerage®: A Value Strategy is based on real life production success and client retention. Practical, workable, and highly profitable techniques make this book a must have for any producer, sales manager, seasoned broker, or insurance company professional. At a glance the books explains: How to establish a quantifiable value proposition that will attract and retain clients How to establish a business discussion with buyers that will differentiate your firm How to effectively utilize the concept of Total Cost of Risk (TCOR) How to make a quality presentation and stewardship report How to compete exclusively on broker of record letter Filled with over 60 charts and descriptive displays, this material has been over a decade in the making. Now, it is available to help you and your team learn such value strategies as: The difference between price and cost The language of working with a high level buyer How to reveal the real costs in a buyers program. Ways to stop the moving parts of a larger sale When and how to ask for the business Where to find resource capabilities and how to value them

Vintage stackpole for Fender Stratocaster 1963 250K split shaft pot.New Old Stock.Insurance included in shipping cost.I have many Vintage guitar po...

Shipping costs reflect shipping and insurance. Tall Toad has shipped thousands of instruments over the years. Shipping costs reflect shipping and ...

1- CONTACT ME TO ADJUST THE SHIPPING COSTS ACCORDING TO YOUR LOCATION. 2- WE WILL SHIPPING THIS ITEM WITH INSURANCE3- SMALL SHOCK ON THE PLASTIC AT...

Solid top guitar with a vintage sunburst. Comes with the pickup. In nice shape. Shipping costs reflect shipping and insurance. Tall Toad has sh...

Fender Princeton all tube amplifier. Sounds great!Shipping cost includes Reverb insurance coverage.

Cool older banjo from mid 70's. Vibe for days and plays nice. Comes with a gigbag. Shipping costs reflect shipping and insurance. Tall Toad has...

Very nice quality New Tascam TG-7 Guitar/Bass tuner and Metronome, box, manual. The shipping cost includes safe packing, insurance, prompt shipping...

Great overdrive pedal. In good shape as you can see. Comes without a box.Shipping costs reflect shipping and insurance. Tall Toad has shipped th...

Soloist Jackson overseas model. The EMG's are an added upgrade. Very cool finish. Shipping costs reflect shipping and insurance. Tall Toad has s...

Pr NOS/New vintage Amperex 6X4 Rectifier tubes, 1960s, Made in Holland, Black plates with boxes. The shipping cost includes safe packing, insurance...

Fender Stratocaster Stackpole 250K Pot 1962,See all pictures for exact item.Very Good working condition.Insurance included in shipping cost

NEVER PLAYEDUsually offer free post auswide but for guitars over 5k I will be charging flatrate of $80 to cover my extra cost of shipping insurance...